Baccarat is surprisingly one of the easiest to play in casino despite its reputation as an elite game. Guests may bet on either the Player, Banker or both. The object is for two cards to be drawn for the Player and Banker. The side closer to nine wins. Tens and Face cards have a zero value. When the card total for a side equals ten, the value for this side is zero. When the card total for a side exceeds ten, the remaining total is the value for this side. For example: Q,Q = zero, Q,3 = 3 and 7,7,8 = 2. A Natural is a hand value of 8 or 9 in the first two cards. Winning Player bets are paid 1 to 1. Winning Banker bets are paid 1 to 1 minus a 5% commission. MiniBaccarat also includes an optional Tie wager which pays 8 to 1 and the Dragon Bonus side bet.